Non-Custodial Settlement
Worldpay Pilot — Live

Crypto Settlement for High-Risk Merchants. No Banks Required.

White-glove operations, shadow ledger infrastructure, and barter network routing. We settle your crypto — without touching it.

Request a Demo How It Works
$0
Crypto held in custody
P2P
Settlement execution
OFAC+EU+UN+HMT
Sanctions lists screened
100%
Compliance-ready audit trail
The Problem
Banks won't touch your business. Custodians create liability.
High-risk merchants — cannabis, firearms, gaming, gray-market — are systematically debanked. Crypto is the answer, but custody is the risk.
Without Barter Concierge
Bank account closed with no warning
Custodians hold your crypto = counterparty risk
OTC desks require KYC you can't pass
Settlement takes 3-5 business days
No audit trail for compliance
Regulatory exposure from unscreened counterparties
With Barter Concierge
No bank account needed — ever
We never hold your crypto — zero custody risk
Shadow ledger tracks balances without on-chain exposure
Settlement confirmed peer-to-peer, no custody window
Full audit trail + KYC/KYT compliance screening
Barter network matches counterparties automatically
How It Works
Four steps to frictionless settlement.
1

Submit Settlement Request

Merchant submits a settlement request via our portal or API. Amount, asset, destination, and counterparty details are encrypted and logged to your shadow ledger.

2

Compliance Screening

Every counterparty is screened against our KYC + KYT stack in real time — OFAC, EU, UN & HMT sanctions lists, PEP lists, adverse media, and on-chain risk signals.

3

Barter Network Routing

Our routing engine matches your settlement request to the best counterparty in our barter network — maximizing rate, minimizing slippage, and avoiding custodial exposure.

4

Settlement + Audit Trail

Payment executes peer-to-peer. Your shadow ledger updates instantly. Compliance reports are auto-generated for audit, regulators, or your legal team.

Features
Built for compliance-first crypto operations.

Non-Custodial Architecture

We operate a shadow ledger — balances tracked off-chain, settlement executed peer-to-peer. We never hold a single satoshi of your assets.

Barter Network

Automatic counterparty matching across our network. Swap BTC for USDC, ETH for goods, or route cross-chain without touching centralized exchanges.

KYC/KYT Integration

Every settlement is screened using our full compliance stack — sanctions, PEP, adverse media, and on-chain risk — before execution.

AI Agent Compatible

Native ADK integration. AI agents can call payWithBarter() to automate settlement in agentic workflows.

White-Glove Operations

Dedicated operations desk available on Pro and Institutional plans. Real humans watching every settlement for anomalies.

Compliance Reporting

Auto-generated SAR drafts, settlement history exports, and audit trails ready for FinCEN, FATF, or your legal team on demand.

Case Study
Hypothetical: High-Volume Merchant Adoption

Hypothetical scenario: Multi-state cannabis dispensary group

Illustrative only, not a customer result. A multi-location cannabis group processing significant monthly crypto payment volume had been debanked repeatedly. Custodial solutions created regulatory exposure, and their accountant needed a full audit trail.

Using Barter Concierge, the group settles crypto through the barter network with zero custodial exposure, full compliance screening on every counterparty, and auto-generated audit reports for their state regulator.

P2P
Settlement, illustrative
0
Assets in custody
100%
Counterparties screened
Pricing
Transparent pricing. No hidden fees.
Monthly retainer + settlement fee. All plans include compliance screening on every transaction.
Growth
$2,000/mo
Up to $500K/mo volume
+ 0.5% settlement fee
Institutional
$10K+/mo
Unlimited volume
Negotiated rate

All plans include full KYC/KYT screening, shadow ledger, barter network access, and compliance reporting. See full pricing →

Now live — Worldpay pilot integration

Worldpay-Triggered Crypto Settlement

When a cardholder swipes at a Worldpay merchant, our engine automatically creates a crypto settlement instruction — screened, routed, and confirmed peer-to-peer. Non-custodial. Audit-ready.

View Integration Guide
Instruction Lifecycle
Seven-stage settlement pipeline.
CREATE
Webhook received
VALIDATE
Amount + address
LOCK
Route confirmed
ROUTE
Network matched
EXECUTE
P2P transfer
CONFIRM
On-chain verified
RECONCILE
Ledger updated
Supported Assets
USDT · USDC · BTC · Lightning
KYT Screening
Every wallet, every settlement
Idempotency
Safe Worldpay webhook retry
Ops Console
Barter portal + merchant dashboard
Request a Demo
Tell us about your business and we'll follow up with a personalized demo.

We respond promptly. No spam.

Demo request received. We'll follow up soon.